PBZ Bank / ATM

PBZ (Privredna banka Zagreb) is one of Croatia's largest and most established banks, so you can trust this ATM over the sketchy Euronet and Auro Domus machines that have been popping up around town. Locals will tell you to stick with PBZ or Erste if you want to avoid surprise fees and dodgy exchange rates. Worth noting that even with a reputable ATM, some foreign banks still tack on a withdrawal fee — check your bank's policy before you tap.