Euronet

Euronet is a third-party ATM tucked at Između polača 12 in Dubrovnik — handy in a pinch, but worth knowing upfront that these machines are notorious for poor exchange rates and extra fees. If you can, skip this one and hunt down a bank-branded ATM instead, where fees run around 5 euros and you'll get a fairer rate. Always choose to be billed in euros, not your home currency, to avoid the dynamic currency conversion trap.