HPB (Croatian Postal Bank) ATM

HPB (Hrvatska Poštanska Banka) is one of Croatia's legitimate, locally-trusted banks, so you can use this ATM without worrying about dodgy third-party machines like Euronet that locals warn against. Always look for an official bank name on the ATM rather than something generic — HPB is exactly that. You'll get standard exchange rates and transparent fees here, which makes a real difference if you're withdrawing larger amounts.