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NLB
Bank· 9 min from marina (745m)
NLB is one of Montenegro's major local banks, with a branch on Njegoševa 40 in Herceg Novi offering both in-branch services and an ATM. Hours run roughly 8:15–15:45 on weekdays, so plan accordingly if you need to sort anything at the counter. Depending on your home bank's agreements, you might dodge ATM fees here — worth checking before you try elsewhere in town.
