Davivienda

Davivienda is one of the best ATM options in Santa Marta for getting pesos — fees run around 26,000 COP to withdraw up to 2 million COP, which beats many local banks. You'll find a branch at CC Las Olas on Calle 23, and the ATMs are accessible 24/7. If you're comparing options, Servibanca edges it out slightly on fees, but Davivienda is widely available and reliable.