Beneteau Oceanis 40.1

Yes — every boat on charter.boats is insured by its operator; we require it. The policy covers the vessel for fire, collision and third-party liability. For damage it doesn't cover, your liability is usually limited to the security deposit. You can lower the deposit by adding the operator’s damage waiver.

Fuel isn't included — you return the tank full. Estimated from engine power: this boat's ~45 HP engine burns roughly 3.6 L/h while motoring, so a typical week (about 3 h a day, ~21 h) works out to roughly 76 L ≈ €110 at €1.45/L — scale it to your own plans.

Not if you add a skipper — this boat offers one, who holds the licence. Generally, though: Requirements vary by state and operator; no national sailing licence exists, so charter companies rely on a detailed sailing résumé (some states require a boater education card).

Varies widely by region; the Florida Keys and Caribbean coast run year-round, while New England and the Pacific Northwest peak June–September.