First Bank of Montenegro

This is a branch of Montenegro's oldest bank, Prva Banka CG, which has roots going back to 1901 when it was founded as Nikšićka štedionica. If you need to handle cash or banking while in Tivat, this is a reliable local option with ATM access. It's a domestically-owned institution, which makes it a bit different from the international chains you'll find elsewhere in the region.